Here below is a generic list of some of the investments that a SSAS can make. The specifics of your investment choice will ways be key in determining if it is an acceptable investment for your SSAS and one that satisfies HMRC rules. Each investment will be considered on its own merits at the time that you wish to invest. These options may be subject to change at any time:

  • Commercial Property 
  • Land (including agricultural land)
  • Hotel accommodation
  • UK quoted shares, stocks and debentures
  • Stocks and shares quoted on a recognised overseas stock exchange including Investment Trusts, Real estate Investment Trusts (REITs), and exchange traded commodities
  • Shares in the sponsoring employer (subject to limits)
  • Government & local authority bonds and other fixed interest stocks
  • Listed Corporate bonds
  • Futures and Options quoted on a recognised stock exchange
  • Hedge Funds
  • Insurance company funds
  • Bank and Building Society deposits
  • Cash deposits in any major currency
  • Gold Bullion 
  • Loans to associated companies up to 50% of the SSAS net value
  • Loans to unassociated companies (the latter must be genuine third parties and loans must be made on an arms-length basis)
  • National Savings & Investments (NS&I) products, where the Terms and Conditions of the product permit it to be held by a registered pension scheme
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